SMSF and super
Aged care costs: what families need to know
How aged care is paid for under the new Aged Care Act, including home care through Support at Home, residential care fees, accommodation deposits, the family home and the Age Pension.
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SMSF and super
Age Pension rules that catch people out
The Age Pension rules that most often cost retirees money, including gifting limits, deeming, selling the home, granny flat arrangements, funeral bonds, and reporting changes on time.
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SMSF and super
How the Age Pension works
Who can get the Age Pension, how the income and assets tests work, what counts and what doesn't, deeming, the Work Bonus, and how super and the family home affect your entitlement.
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SMSF and super
A retirement checklist for the five years before you stop work
A practical checklist for the years before retirement, covering how much you'll need, boosting super, debt, the Age Pension, downsizing, insurance, health cover and getting your estate in order.
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SMSF and super
Estate planning: more than a will
What a complete estate plan includes, from wills, powers of attorney and enduring guardianship to super death benefit nominations, testamentary trusts, family trusts and business succession, and the tax on what you leave.
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SMSF and super
Is a self-managed super fund right for you?
What an SMSF is, what it really costs compared with an industry or retail fund, the balance where it starts to make sense, and the responsibilities that come with being a trustee.
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SMSF and super
Personal insurance explained: life, TPD, trauma and income protection
What life, total and permanent disability, trauma and income protection insurance each cover, how needs change with age, inside versus outside super, stepped versus level premiums, and the tax treatment.
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SMSF and super
Non-concessional contributions and the bring-forward rule
How after-tax (non-concessional) super contributions work, the $120,000 annual cap, the bring-forward rule of up to $360,000, total super balance limits, age rules and the downsizer and CGT contribution options.
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SMSF and super
Taking your super: pension or lump sum?
How taking super as an account-based pension compares with a lump sum, the tax on each, minimum pension payments by age, the transfer balance cap, and how the choice affects the Age Pension.
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SMSF and super
Should I transfer my business property into my SMSF?
The tax benefits, costs and risks of moving your business premises into your self-managed super fund, how the business real property rules work, and the mistakes that cause compliance breaches.
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SMSF and super
SMSF property: the compliance rules the ATO checks
The rules that apply when your SMSF owns property, including the sole purpose test, related party restrictions, market rent and valuations, borrowing, improvements, expenses and non-arm's length income, and the mistakes auditors find.
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SMSF and super
Super basics for employees and employers
The superannuation guarantee rate, who must be paid super, when it's due, choice of fund, contribution caps, salary sacrifice and the government top-ups, explained for employers and employees.
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SMSF and super
The principles of sensible investing
The principles that matter most when investing, inside or outside super, including time horizon, diversification, fees, tax, debt and staying the course, explained in plain English.
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